Skip to main content

Aetna® Vital Savings

Aetna® Vital Savings is a dental discount program that helps you get instant dental savings on dental care. In most instances, savings range from 15% to 50% on services such as cleanings, crowns, exams, braces*, whitening and more. Even eyewear and gym memberships.

There are:

  • No claims
  • No limits
  • No referrals
  • No waiting

Because Aetna® Vital Savings is supported by the Aetna Dental Access® network, you have over 262,000** available dental practice locations to choose from nationwide. Each dentist is credentialed and re-credentialed on an ongoing basis. Because Aetna has such a large network of participating dentists, chances are you'll be able to find a dentist who participates in the program no matter where you go to school or live in the United States.

* In addition to the regular discount for standard orthodontic treatment, the patient is responsible for an upgrade charge if they choose Invisalign over the conventional orthodontic appliance. This is the difference between the dentist's usual fee for conventional orthodontic treatment and the fee for Invisalign. Members should check with their dentist first on pricing before obtaining services in case service is not subject to a discount.

** According to the Aetna Enterprise Database as of October 2019.

9/1/24 - 8/31/25
Student $25
Student + 1 Dependent $44
Student + 2 or more Dependents $63

How it works

Step Two
Make an appointment directly with the dental provider. Be sure to mention you're a member of Aetna Vital Savings and the Aetna Dental Access Network.

Step Three
At your dental appointment, show your ID card. You'll receive an instant discount off the cost of services, right on the spot.* Just pay the total discounted fee at the time you receive service.

All phone inquiries
1-866-368-4825 (TTY: 711)

* Actual costs and savings vary by provider and geographic location.

Aetna may receive a percentage of the fee you pay to the discount vendor. The non-dental discounts are rate-access programs. Selection of a program provider is also the responsibility of the participant and is not based on any representations by Aetna. Program providers are solely responsible for the products and services they provide. Aetna does not endorse any vendors, products or services associated with this program. Aetna does not recommend the self-management of health problems, nor do we promote any particular form of medical treatment.

The Vital Savings by Aetna® program (the “Program”) is not insurance. The program does not meet the Minimum Creditable Coverage requirements in Massachusetts. It provides Members with access to discounts at certain health care providers for medical and dental services. These discounts are discounted fees according to schedules negotiated by Aetna Life Insurance Company for the Vital Savings by Aetna discount program. The range of discounts provided under the Program will vary depending on the type of provider and type of service received. The Program does not make payments directly to the participating providers of medical and dental services. Each Member is obligated to pay for all services or products but will receive a discount from those health care providers who have contracted with the Discount Medical Plan Organization to participate in the Program. Aetna Life Insurance Company, 151 Farmington Avenue, Hartford, CT 06156, 1-888-238-4825, is the Discount Medical Plan Organization

Vital Savings by Aetna is not available in Vermont or Montana. Vital Savings by Aetna provides participants with access to a network of independent practicing providers. The availability of a particular provider cannot be guaranteed and provider network composition is subject to change. Aetna does not provide dental, medical, vision or other health care/treatment and is not responsible for outcomes. All care is the responsibility of the treating provider, in consultation with the participant.

Oklahoma form numbers for discount programs are: GR-96402-04 6-13.

Vital Savings Guidelines

  • I understand that the Program provides enrollees access to a network of participating dentists who are independent practicing dentists. Participating providers are independent contractors in private practice and are neither employees nor agents of Aetna Life Insurance Company and/or its parents, subsidiaries or affiliates ("Aetna"). The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change without notice. Aetna does not provide medical or dental care/treatment and is not responsible for outcomes. All dental care is the responsibility of the treating dentist, in consultation with the enrollee. Selection of a dentist is also the responsibility of the enrollee and is not based on any representations by Aetna.
  • I understand that dentists participating in the Program network have agreed to make certain dental services and supplies available to Enrollees on a "Reduced Fee Service" basis. The term "Reduced Fee Service" means a dental service that is available to an Enrollee at a discount from fees normally charged by the dental provider and for which the Enrollee is solely financially responsible. I understand that all payments to dental providers are due and payable at the time of service, unless another payment arrangement is mutually agreed upon between the Enrollee and the treating dental provider. Enrollees shall be subject to the treating dental provider's late payment and other office policies.
  • I FURTHER UNDERSTAND AND ACKNOWLEDGE THAT THE PROGRAM IS NOT AN INSURANCE PLAN. There are no benefits payable to Enrollees nor does Aetna compensate dentists for services they may render to Enrollees. Aetna is not an insurer, guarantor or underwriter of any services provided under the Program or of any payments to providers. Enrollees arrange for needed dental care directly with the network dentist. Payment for dental care is also arranged between the Enrollee and the network dentist. Enrollees are responsible for the entire cost of the dental care and Aetna shall in no event be liable for any payment to a provider accessed under the Program or for the refusal of a provider ID accept the Reduced Fee Service rates.
  • I understand that in order to access Reduced Fee Services, an Enrollee must present his/her Program Identification Card to the network dentist's office at the time of his/ her appointment. An Enrollee's participation in the Program may be terminated immediately in the event that he/she provides access to his/her Program Identification Card (or otherwise provides unauthorized access to the Program) to any ineligible individual.
  • Refunds will be granted upon notification of cancellation received within the 30 days of purchase.
  • Once submitted, enrollment data can only be amended by calling the Vital Savings Customer Service at 1-888-BE-VITAL (TTY: 711), 1-888-238-4825 (TTY: 711).